Special insider's book

Discover the Crucial Things Every Retiree Needs to Know About Financial Fitness

If You've Ever Been Worried About Whether or Not You'll Have Enough Money for Retirement, This Could be the Most Important Book You'll Ever Read

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Here's Just Some of What You'll Discover in Your Free Book...

How to maximize your Social Security. Simply delaying your withdrawals could increase your income by 8% per year!

How to keep your investment principal intact. Overspending can deplete your accounts quickly which causes you to run out of money before running out of life.
How to manage the threat of inflation and taxes. Neither is going away any time soon, but there are ways to minimize the impact on your savings if you plan ahead!
The unique circumstances to consider that are often overlooked when planning for retirement such as losing a spouse, caring for adult children, unprecedented market insecurity, etc.
Women need to understand the risks they will likely be faced with in the future and use that information to empower themselves to Retire Financially Fit.
The impact of long-term care on your retirement plan. Your savings can take a major blow with the increasing cost of medications, doctor visits, home care and assisted living.

About the Author

Barbara Swiatek has helped hundreds of families prepare for their retirement using well-defined and personalized strategies. As a result of her experience and observations, the motto Safety First is the driving force behind each personalized, comprehensive Financial Endurance Plan Barbara prepares for her clients.

Barbara is passionate about retirement planning because she witnessed firsthand many people who were forced to go back to work, change their lifestyle, and/or delay retirement as a result of losing their retirement funds in the stock market in 2001 and 2008. Barbara made it her mission to inform as many individuals as she can on how to strategically prepare and invest for each stage of their lives.

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SF Financial
1870 Dublin Blvd. #D
Colorado Springs, CO 80918
(719) 752-5830 | www.sffinancialservices.com

Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor.  SF Financial Services and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

 This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Barbara Swiatek and her affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

 Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc. 

The content is not endorsed or approved by the Social Security Office or any other Government Agency. Guarantees are backed by the financial strength and claims paying ability of the issuing company.  This content is designed to provide general information on the subjects covered.  Pursuant to IRS Circular 230, it is not intended to provide specific legal or tax advice and cannot be used to avoid penalties or to promote, market, or recommend any tax plan or arrangement.  You are encouraged to consult your personal tax advisor or attorney.