Special insider's book

Discover the Most Crucial Things Every Retiree Needs to Know About Financial Fitness

If You've Ever Been Worried About Whether or Not You'll Have Enough Money for Retirement, This Could be the Most Important Book You'll Ever Read

Plus, as a Special Bonus, You'll Receive Access to My "Retire Financially Fit" Basic Training Course, a $497 Value!

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Here's Just Some of What You'll Discover in Your Free Book...

How to maximize your Social Security. Simply delaying your withdrawals could increase your income by 8% per year!



How to keep your investment principal intact. Overspending can deplete your accounts quickly which causes you to run out of money before running out of life.
How to manage the threat of inflation and taxes. Neither is going away any time soon, but there are ways to minimize the impact on your savings if you plan ahead!
The unique circumstances to consider that are often overlooked when planning for retirement such as losing a spouse, caring for adult children, unprecedented market insecurity, etc.
Women need to understand the risks they will likely be faced with in the future and use that information to empower themselves to Retire Financially Fit.
The impact of long-term care on your retirement plan. Your savings can take a major blow with the increasing cost of medications, doctor visits, home care and assisted living.

About the Author

Barbara Swiatek is a seasoned financial advisor, accomplished author, and host of the radio show Retire Financially Fit. With nearly 25 years of experience, she has become a trusted resource for families seeking to secure their financial futures. Barbara also assists families affected by dementia and other long-term care needs, offering invaluable insights into the unique challenges they face.

SF Financial Services, founded in 2002, has evolved into a well-established firm serving clients nationwide. Holding licenses in securities and insurance, Barbara and her firm provide comprehensive financial planning services, with a particular focus on retirement planning which includes long-term care. They also offer their expertise and support to help families navigate long-term care needs, asset protection, insurance options, and access to government assistance programs.


In addition to their financial advisory services, Barbara and SF Financial Services are committed to community education. They regularly host educational events to promote financial literacy and empower families to make informed decisions about their financial futures. Whether clients are planning for retirement or seeking guidance on long-term care, Barbara and her team stand ready to provide steadfast support and guidance.

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SF Financial
1870 Dublin Blvd. #D
Colorado Springs, CO 80918
(719) 597-2179 | www.sffinancialservices.com

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.

SF Financial Services is not affiliated with or endorsed by the Social Security Administration or any other government agency.

Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.

Any comments regarding safe and secure products, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone.

We do not offer every plan available in your area. Currently we represent [ 18] organizations which offer [54] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Any reference to safety or security is not investment related and should not be interpreted as such. “It’s Safety First” is a motto of SF Financial and is in no way affiliated with investments or investment related advice. Investing involves risk and no guarantee of safety or security from loss of principal can ever be made.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.